How To Make A 21% Return On Your Investment - In Dividends
 

Did you know, if you invested in MCI (symbol: MCIT), you'd get a 21% dividend?

I tend to invest for capital appreciation myself. But if you like to invest for the dividends, you might be interested in the following article!

- Dien Rice

P.S. This isn't necessarily a recommendation -- just some info you could be interested in checking out further.... I don't own any MCIT myself.


This Stock Pays 21% In Dividends, But Few Are Interested

Very Interesting, Dien...Any Advice for this Dilemma?
 

Hey Dien!

Sorry for my delinquency in posting over the last few weeks, as I've been out of town and then swamped upon my return.

Thanks for sharing this article -- an interesting approach MCI is taking here!

Any thoughts on solid, short-term investment vehicles, with the lousy state of the market these days?

My dilemma is that I want to buy a house within 1-2 years, and want to make a significant down payment to minimize or even eliminate the amount that will have high interest payments applied. So I don't want to tie up my money in mutual funds and the like.

But I know that my current approach of just putting the funds in a money market account is hardly a high leverage activity (shame on me! :).

Normally CD's would make sense in this scenario, but the rates are so poor these days.

Anyway, I'll conclude my rambling here, but I'd be extremely grateful for any wisdom or advice that any fine member of this board can bestow upon me!

Thanks,

-Jesse

> Did you know, if you invested in MCI
> (symbol: MCIT), you'd get a 21% dividend?

> I tend to invest for capital appreciation
> myself. But if you like to invest for the
> dividends, you might be interested in the
> following article!

> - Dien Rice

> P.S. This isn't necessarily a recommendation
> -- just some info you could be interested in
> checking out further.... I don't own any
> MCIT myself.

Thanks, Dien!!
 

I've switched to buying stocks offering dividends lately and I'm going to check it out. Appreciate the link!

(wry grin) I had a similar dilemma
 

> Any thoughts on solid, short-term investment
> vehicles, with the lousy state of the market
> these days?

Woof! "Lousy" doesn't quite cover things, does it? And even shorting stocks is more unpredictable than ever.

I'm trying to be able to retire so I can move on to the other professions I want to pursue (writing, art, photography, sculpture). Trouble is, I started way too late putting aside funds for a 401K (we had to bail my husband's mother out of a bankruptcy and had a house fire that left us about $70,000 in debt) and the amount there right now is just pitiful.

Worse, my 401K was in mutual funds. Aieeeeeeee.... (whimper whimper whimper)

> But I know that my current approach of just
> putting the funds in a money market account
> is hardly a high leverage activity (shame on
> me! :).

Hey, that's what I did with my 401K. I got tired of putting in money each month and seeing the value of the mutual funds portfolio end up lower than it was at the beginning of the month. At least with money market, it's going up, y'know?

(g) I'm interested to see what he suggests, too. Meanwhile, I'm going to lurk and buy Microsoft when it hits near $59 and AOL when it hits near $40. And I'm going to check out MCI. Couldn't hurt, y'know?

To Those Looking To Invest In Stocks (A Prelude....)
 

Hello Jesse and Mel, :)

> Any thoughts on solid, short-term investment
> vehicles, with the lousy state of the market
> these days?

Jesse, I can share with you what I know.... Give me a bit of time to get my thoughts together on this....

However, what I know about BEST are long term-type investments, a "buy and hold" type of strategy, like Warren Buffett uses.

But, I know there are also ways to get short-term knowledge too -- probably the most solid short-term approach (which is still legal) is to look for possible takeover targets! I know some people make regular money doing this ... but it sure must help to have connections to do things this way.

> My dilemma is that I want to buy a house
> within 1-2 years, and want to make a
> significant down payment to minimize or even
> eliminate the amount that will have high
> interest payments applied. So I don't want
> to tie up my money in mutual funds and the
> like.

One of the things I LOVE about stocks is the liquidity! As soon as you want the money for something else, you can sell immediately. I love the flexibility.... :)

> But I know that my current approach of just
> putting the funds in a money market account
> is hardly a high leverage activity (shame on
> me! :).

> Normally CD's would make sense in this
> scenario, but the rates are so poor these
> days.

> Anyway, I'll conclude my rambling here, but
> I'd be extremely grateful for any wisdom or
> advice that any fine member of this board
> can bestow upon me!

Okay, Jesse, I'll write up a more detailed post on what I know.... Look for it probably later today.

- Dien

Oh! Yes, please do!
 

I've seen stocks marked for takeovers ... and haven't tracked them enough to know whether to pick up the parent company or the company being taken over. I would appreciate some education, please.

I do tend to buy for long term and am telling myself this is a buyer's market. But it's a REAL spooky buyer's market and there are days when I have to go back and look at the recession markets of the 70's to sort of get a sense of perspective.

Motley Fool had some site recommendations that I thought were interesting. This site tells you the number of stocks being shorted for the past number of months (you get to pick the months) for any stock, and the percentage of total trades that represents:
http://www.viwes.com/invest/shorts/

They also recomended this one:
http://www.multexinvestor.com/home.asp
Haven't done much reading at the site, but thought y'all might find it interesting as well.

Sharing of Wisdom.....
 

Thanks again, Dien. I'll be eagerly awaiting your more detailed post. Investing is an area where I am actively seeking to upgrade my knowledge.

Over the past few years, I've been so laser-focused on building my company to the point where I'm in a situation of financial stability, and a degree of leverage. And now that I've been blessed to do so, I'm very interested in various investment vehicles!

My main education so far has been the 3 Kiyosaki books, which are fantastic and eye-opening from a philosophical standpoint, but don't touch as much on specific vehicles. I'm thinking "Investing For Dummies" is probably more my speed right now :)

Best,

-Jesse

> Hello Jesse and Mel, :)

> Jesse, I can share with you what I know....
> Give me a bit of time to get my thoughts
> together on this....

> However, what I know about BEST are long
> term-type investments, a "buy and
> hold" type of strategy, like Warren
> Buffett uses.

> But, I know there are also ways to get
> short-term knowledge too -- probably the
> most solid short-term approach (which is
> still legal) is to look for possible
> takeover targets! I know some people make
> regular money doing this ... but it sure
> must help to have connections to do things
> this way.

> One of the things I LOVE about stocks is the
> liquidity! As soon as you want the money for
> something else, you can sell immediately. I
> love the flexibility.... :)

> Okay, Jesse, I'll write up a more detailed
> post on what I know.... Look for it probably
> later today.

> - Dien