Don:

> What about the mom and pop that had a nest
> egg for their retirement of
> $100,000 in the stock market a year ago and
> it's now $40,000. As they are
> looking for a "positive outcome"
> it goes to $10,000 or even lower.

And what about the other mom and pop who actually bothered to learn a little about the stock market before investing their money. They have the same stock, but instead of watching it tumble down they short their stock and make a bundle.

And what about the other mom and pop who know that the Dow is "just an average of selected companies," as they tell their grandkids. They invest in companies not attached to the index and the price of their stock goes up!

Or the mom and pop who didn't sit by like statues watching their stock become ten percent of what it had been, and sold their stock when it hit $90k.

Michael Ross