> The front page of USA Today (Wednesday)
> mentions that this is the first recession in
> the last 50 years where entrepreneurship has
> failed to assist with a recovery. According
> to the study they cite self-employment is at
> record lows relative to previous recessions.
> They cited a few reasons why people are
> opting "out" of entrepreneurship.

> 1. Rising Health Care Costs (This is a worry
> that I have myself since the premium for my
> family and I would be rougly $800/mo. The
> only solution I can come up with is to take
> a high deductible and never get sick ;-) We
> should probably start another thread on how
> self-employed people manage their
> health-care costs...)

Several business owners I know take care
of their Dental needs through "dental universities"...at dental board exam time
many dental students look for "free patients"...
and many dental schools offer services for
a reduced fee....

I'd like to see a thread on this too....

I can tell you if you are lucky enough to
live in a state which carries State Disability
Insurance, it can be a life saver should you
become ill...you of course need to pay a
small quarterly premium, but it's worth it
if you are injured and unable to work...you
would be surprised at the number of self employed
people who ignore "disability insurance"....