Hi Bob, I write my articles in word or notepad and then just copy and paste them into:
http://EzineArticles.com/?expert=Steve_Shulenski

I found EZineArticles.com to be the best single place to submit your articles to. After you get a few posted there just do a google search for free article submission services or http://www.articletrader.com/distribution/ will post your article to 123 article directories for just $14.

Cheers,
Steve Shulenski
www.PetStarUSA.com