Just like with any business and/or financial arrangement...

You've got to Do your Research & Homework...

There are Many people on Prosper and Zopa who have Good incomes to support their loans...

All Verifiable and communications with applicants is a Must and part of the system...

Like with Many in today's society, they've screwed up in their Credit and trying to re-build...

Of course...

Life is Full of Risks...

Especially when you Leave your house each and every Day...

Phil