Hi Rick,
Use whatever image program you have to cut out the background image of the flower. You don't need the white part. You've already specified this in you BODY element: bgcolor="#FFFFFF"
When you cut out the image of the flower from your background... you're left with an image about 105 pixels. You have the TD cell set for 180 instead of 105... and that's why your text is over-flowing past the image. The text is centering at 180 pixels not 105.
Then let's simplify the table markup a little:
(table align="center" width="734" cellpadding="5" cellspacing="3" border="0")
(tr)(td valign="top" align="center" colspan="2")your banner at the top(/td)(/tr)
(tr)
(td valign="top" background="NEWdogwoodbg.jpg")left hand navigation column(/td)
(td valign="top")main content(/td)
(/tr)
(/table)
Best Regards,
Steve MacLellan
homebusiness-websites.com