Maybe it's a "QUINTUPLE-WHAMMY", since I forgot about the whole subprime mortgage crisis... (My brother Thomas pointed out to me that I left this out.)
You can read more more about it here -
http://en.wikipedia.org/wiki/Subprime_mortgage_crisis
Essentially, it's not "one" thing that's happening, but multiple crises happening simultaneously. It's good to know what's happening, what to expect, and prepare accordingly...
- Dien