What have you given up?

the thing is I work for a large u.s. bank and with overall economy I've simplified for new years' resolution.

very easy so far.

I eliminated cable $100 per mo. to zero, got one of the hdtv antenna and found there is going to be over 20 channels in my area and added netflix @$8.99 mo.

sold an old jeep, insurance savings of $45 per mo.

brownbag to the office, have enjoyed the lunch break more since I'm not hurried and save well over $100 per mo.

I guess I haven't really given up anything.

What have you changed this year?