Originally Posted by Sandi Bowman

Okay as far as it goes in some areas. Be aware that sending certain types of collection letters are highly regulated. In some places collection agencies/agents under them must be licensed and adhere to very strict local and federal regulations. You'd have to be VERY careful to avoid legal problems with some of this suggestion. Suggest you do your due dilligence.

I used to do collections and I also worked for an outfit that sent these dunning type letters on an escalating basis. Things were tight, legally, back then. Hate to think what it might be now considering how laws tend to bloat up after being instituted.

Sandi Bowman