New to this board, however thanks for
the warning about insurance. Yes...you
never know...remember the firestorm in
california years ago...
Nothing is promised...

Mike. Figured that would get your
> attention.

> Actually, this is a testimonial to Mike
> Rodman and insurance agents and insurance
> companies in general.

> Don't anybody go away though, because at the
> end of this message, I'm going to give you a
> fact that will blow your mind.

> Eight years ago tonight, we had a home.

> Eight years ago tomorrow morning, we didn't.

> I think most of us go through life resenting
> the darned insurance bill everytime we write
> a check. I sure did. Then in one fell swoop,
> it was all worthwhile.

> Within 4 days of Hurricane Andrew, we were
> given insurance checks totalling $9,000 for
> living expenses.

> Two weeks to the day after Andrew, we sat in
> chairs amidst the rubble of our home as our
> adjustor wrote out one check for the entire
> value of the home and another for the entire
> value of all the belongings.

> The stress of losing your home &
> everything in it is enormous, especially for
> the women. To have the financial stress
> relieved quickly, with no argument
> whatsoever, was HUGE.

> And many in Homestead had no insurance. I'm
> sure some procrastinated, some missed a
> payment, some owed no mortgage and figured,
> "I don't need insurance."

> Big mistake.

> While I'm reminiscing, I'll also thank the
> American Red Cross and the thousands of
> volunteers from all over the country who
> came to help. You guys were amazing.

> OK. Now for the fact:

> We lived in a residential area in Homestead,
> in Dade County, FL, one of the largest
> population centers (Miami) in the US. And it
> took SIX MONTHS to get electricity back to
> our community! Can you imagine that?

> Which reminds me ... the insurance company
> also picked up the tab for the exhorbitant
> rent ($2,000/month) we paid for a home 60
> miles north, the closest we could find.

> Insurance is a real pain in the neck ...
> until you need it. And life can take some
> unexpected turns. I strongly encourage you
> to be protected, just in case.

> Richard Dennis