but the worst one was to my best friends family for over $500,000.00 plus accumulated interest.

Warren was only 42 when he was shot and killed in a berserk happening.

Was it too little??? Not really... Was it too much??? Definitely not... Did it take care of the mortgage, college tuition and living expenses??? Most definitley, with money left over to invest.

I've delivered many death benefits before, but this one was different. It was my best friend, his wife Tracy, his two children Ben and Desiree.

We played racquetball almost daily at noon at the club. We travelled together to State and National Tournaments. I even played Mixed-Doubles with Tracy one year.

Looking into her eyes... Feeling not only her loss, but mine as well... I cried unashamedly and let her hug and console me. All the while I had the check in my hand. Tracy never once asked about the life insurance. I took care of it from the time I was notified of Warrens death. I was a Pallbearer for my friend as well...

Tracy knew why I was there. Not too hand her a check... Like I have done so businesslike and solemn in the past. But I was there to grieve for myself... She was a good friend too. In her own pain she knew I needed comforted as well.

Through doing my job... And not being afraid of "selling" to friends and family, I had made a huge difference in the Thomas family. Although Warren's not here physically with me anymore... Not a day goes by when I don't step onto the racquetball court that I wonder how my friend is doing.

Still there is an empty hollow feeling inside of me when I think about this. Money isn't the end-all some would lead you to believe.

$500,000.00+ for Tracy and the kids. I would give all I had to whomever if He could bring Warren back to us.

Thank-you Dennis. You brought Warren back to me for a brief visit.

I appreciate that...