You sound like a person who really has
your life together. I'm glad you're posting
your opinions. Now, what I'd like to know
is what factors and or key things happened
in your childhood which promoted your ability
to take risks ?

Obviously, you are not like the masses of
people who are reading self help books galore.
I'm interested in learning more about the
messages, influences etc which you feel contributed to your outlook on life.

In some ways you sound a