In "Deal or No Deal", when a decision is being contemplated, you often hear something similar to: "Well, we came here with nothing, so I guess I can take the risk and go for it".

Good observation.

Lawrence



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"All it shows is... people will pay more for something when they didn't Earn the money themselves.

See this in action. Watch "Deal or No Deal". People have $20k in the hand and will Risk it to make it $25k. Hey, why not? They didn't Earn that first $20k.

If those same people have $20k in the bank, after years of saving, you can rest assured they would NOT be so flippant with the money to turn it into $25k. That's why they choose the low risk savings account."