I agree with you, in regard to living beneath/below your means. However, the following is ridiculous:

> Know a guy worth about $15mil. Drives an old
> battered F150, gets around in old shorts and
> a T, does his own garden work and lives in a
> non-descript house.

I know a lot of people like this, too. But it begs the question: If you're just going to schluff around like that, then why bother hassling with getting "rich" in the first place?

I also know a lot of very wealthy people who also have the finest cars, houses, clothes and toys. Which would rather be?