Check out a book titled, "The Millionaire Next Door". It covers many cases of people who made good on investments, business, and invention, inheritance, or something.

They were content with their home and lifestyle, so why make major changes.

Many of those who are worth millions didn't necessarily kill themselves by work, they made a plan and stuck with it.

You should meet Dick Kaeser, Chairman of Kaeser and Blair. I've been selling for them as an independent agent/dealer for over ten years now.

It cost him a big chunk of change to give the company to his children in advance of the inheritance/estate taxes.

He still goes to work everyday, working at the company that his dad was co-founder of. For the past seven years he was still driving an old second-hand Cadillac he got when he bought his wife a new one. The trade-in value was so low, he kept it for himself.

This past winter he finally got rid of the 20+ year old car and got a pickup that will get him to and from work on the sometimes icy roads around Cincinnati.

He's lived in the same house for years, and saw no reason to change as his fortunes improved. Had no need for all the "trappings" of wealth.

During his time as Chairman, he has seen the company sales increase from less than $6 Million annually to over $61 Million for the past sales year.

He doesn't need to work, but still goes in 7 days per week, and usually arrives before anyone else and turns the lights out after he leaves.

Meet him at the company convention and he'll have time to talk to you and everyone else who wants to visit.

Some people work from necessity. Others work by choice.

I consider myself fortunate to have Dick as a friend and business partner.

Dennis Bevers