Question about 1 of your points
The successful know and
> expect to make mistakes and they give
> themselves a chance to do that without
> beating themselves up over it. The
> unsuccessful worry about things that could
> happen (but probably not) like they could
> end up in 'debtor's prison' or someone could
> take away their birthday.
Michael you mentioned you work with people
who fall into these 2 categories. From what
you've heard from these people what things
happened in their life to cause them to
have more confidence?