If you line up all Americans, from richest to poorest, how much in assets does the person right in the middle have?
The answer is $44,900 (
link).
Half of Americans have more, and half have less.
Is that enough to retire on?
Probably not...
This is (or should be) a worry to many people!
That's why you HAVE to learn money-making skills!
Many people on this forum have learned these skills... But I know that many, including those who may be reading but not posting much, haven't yet learned this skills...
But - learning these skills NOW is what will "save" you when it comes to your "golden years"...
The last thing you want is to have to struggle in those times. It's a scary thought...
Thank God, I co-founded this forum around 14 years ago now. Why do I say that? Because I've learned a LOT over the years - and quite a lot of it from this forum itself!
If you haven't learned these skills - there's no time to waste!
There are a TON of posts here to learn them from... And a lot of savvy people to ask your questions to...
I would start by learning sales and marketing skills, if you don't have them. Learn by doing.
I once asked Gordon Alexander (co-founder of this forum, and who has really been one of my mentors), what I could do to improve my entrepreneurial skills.
He said - get a sales job.
Now, I happen to have a Ph.D. in physics (or, "Piled Higher and Deeper" as Gary Halbert used to say!).
How many such people learn sales skills? Very, very few.
But - I did it. I took Gordon's advice, and got a real job selling comedy club tickets. And I learned a lot of sales skills by doing it!
You know what? Now, if I need to compete against other "academic" types - I have a HUGE edge. The reason why is because most academic types have zero sales skills, and zero marketing skills... Competing in that kind of environment, when you have these skills... is a bit like taking candy from a baby.
Anyway, this is just a "cold, harsh reality" post. Don't let your future self down. Learn what you need to learn to survive, and thrive!
I think there are so many clever ideas on this forum... The mind boggles...
Then, when your "golden years" come around... you'll be golden!
Best wishes,
Dien