Business Idea

> I worked as a Loan Teller for a bank, a
> computer sales associate and I currently
> work for a consulting company that provides
> outsourcing to large businesses. They handle
> pensions and employee benefits. I was
> thinking how I could offer a similar service
> to small or homebased businesses.

Cavyl:

I am still not understanding some things...

A Loan Teller: What is that?

I know what a Loan is and a Bank Teller. But a Loan Teller?

Do you stand at a bank counter and take application forms from people who want loans? Do you sit down with them, type their details into the computer and read out what the monitor spits back at you? Other?

A computer sales associate: Does that mean you worked as a salesman/woman/person in a computer store? I have to ask because to me an associate is like a tag-along person. A kind of an assistant. Someone who helps the real salesman/woman/person.

And your current work for a company which handles pensions and benefits. Again, what you actually DO there is a mystery. Receptionist? Tea Trolly Pusher? Mail Deliverer? Vice President? Marketing Director? Web Master?

The things you DO (The activity. The skills you posses which enable you to Do. Job function). That's the information needed. Such as...

As a loan teller I would go over loan applications to determine the customers' credit worthiness based on our formula (30% of income, or whatever it is). If they were unable to get a loan I would develope a "plan" which, if they followed, would see them be "credit worthy" within six months.

As a computer associate I would...

And in my current position I perform the following tasks...

You don't have to go into every little detail. Just the basics to provide a clearer picture so we can look at what you have - by way of skills and knowledge - and see which kind of business can be created by combining it all.

I know this might seem like a lot of effort. But comparred with the effort it takes to go through school and uni, it is nothing. And if many years is willingly given up in "education" just to get a job, then surely a few minutes - or hours - spent in analysis to start your own business is well worth it.

Michael Ross