Which one do you feel is riskier....

I don't think too many people will disagree
in the advantage of different sources of incomes;
here's the clencher for many folks:
1)how do I do this and maintain a healthy balance
between family and financial goals?
2)how do I cope with the jobs which drain your
time and energy and still give quality time
to new endeavors?
3)which" alternative sources of income opportunities" require the least time and money
yet gives the most reward?

Thanks to sowpub for giving us an opportunity
to explore these issues...I'm interested in
all comments, suggestions, life experiences
which address these concerns...

"no one on his deathbed ever said,"I wish I
had spent more time on my business." -Paul E.
Tsongas,quoting a letter from a friend,1983